Welcome, YES Prep Team!
YOUR STUDENT LOAN
SOLUTIOn
Chipper helps you navigate repayment and forgiveness changes with confidence using our smart technology and expert advisors.
Why 140,000+
borrowers trust us
1-In-4
Forgiveness eligible
4 Years
Forgiveness eligible
$300
Avg monthly savings
with Chipper
with Chipper
$10K+
Avg immediate loan
forgiveness
forgiveness
Discover Forgiveness Eligibility
See if you are eligible for forgiveness and how much you could be forgiven! We’ll help you decide which forgiveness program is best for you and get you on track to apply.
Find The Best Repayment Plan
Unlock forgiveness faster with intelligent repayment solutions. Discover transparent options based on your loan type, income, and more.
Chip Away With Round-Ups
Build credit history and tackle debt faster by saving $6,300 and 2.5 years of repayment on average.
All-In-One Loan Management
Track loan types, servicer changes, repayment statuses and more. Implement additional strategies to unlock savings and boost credit.
We've helped members qualify for more than $250M in student loan forgiveness.
FAQS
What is student loan forgiveness?
The Public Service Loan Forgiveness (PSLF) is a federal program designed to provide relief to borrowers who work in qualifying public service jobs and help them manage their student loan debt. The program was established under the College Cost Reduction and Access Act of 2007 to encourage borrowers to pursue careers in public service.
Who qualifies for student loan forgiveness?
To qualify for PSLF, you must be an employee of a federal, state, local, or tribal government or a not-for-profit organization, make 120 qualifying payments on your direct loans, and work full time for that employer. Additionally, you must be on a qualifying repayment plan.
When do I qualify for student loan forgiveness?
The PSLF Program offers forgiveness of the remaining balance on your Direct Loans after you make 120 qualifying monthly payments under a qualifying repayment plan, while working full-time for a qualifying employer. This usually takes around 10 years to achieve.
