COMING SOON!
Build Credit with every student Loan Payment
Using Chipper’s Credit Builder Payment can get you an average credit score bump of 90 points.
How it works
Step 1
Connect Your Student Loans
Sign up for a Credit Builder Payment account and connect your federal student loans
STEP 2
Link Your Checking Account
Link your checking account you use to make your student loan payments
STEP 3
Pay Your Loans & Build Credit
Chipper pays your student loan payment, you automatically pay us back, and we report your on-time payment to the major credit bureaus
Chipper improves factors that make up 80% of your score
No credit check. No interest. No deposits.
Credit Age
Build credit age by keeping your Chipper account open while you’re a chipper member
Credit Use
Get rewarded for your on-time payments. Every time you pay a bill through Chipper, you reported limit goes up, helping you maintain a positive credit-to-debt ratio.
On-Time Payments
Use the Chipper app to pay bills on time, building a positive payment history with Experian®, TransUnion®, and Equifax®
No Hard Pull
There is no hard pull on your credit when apply for a Payment Boost
Track Your Credit Score
Watch how your score changes over time - at no extra cost
Report To All 3 Bureaus
Every payment is reported to all three credit bureaus.
Cancel Anytime
We know making payments isn’t always easy. That’s why you can cancel at any time and get your savings progress back, minus interest and fees.
Automatically Raise Your Credit Score
Chipper works with you on something you already do - paying your student loans. It can take years for your student loan payment history to increase your score. Chipper changes that. Sign up for the waitlist today!
You've Joined the Waitlist
We'll notify you once Credit Builder Payment is ready!
Oops! Something went wrong while submitting the form.
